Investment Strategy

The System’s estimated funded ratio is 100.2% based on the actuarial value of assets and 103.3% based on the market value of assets as of June 30, 2025. NYSTRS’ 10-, 15-, 20- and 30-year rates of investment returns, net of fees, were 8.4%, 9.7%, 7.8% and 8.4%, respectively, as of the fiscal year ended June 30, 2025. 

These results are in the top quintile for 10 years, the top decile for 15 years, the top quintile for 20 years, and the top decile for 30 years, compared to peer public pension plans.

NYSTRS’ assets are invested in the most prudent manner possible in order to achieve optimum long-term total returns with an appropriate level of risk. The System is committed to a disciplined, risk-controlled investment approach that focuses on thoughtful and prudent diversification of assets across a broad spectrum of capital market segments. The allocation of assets within the portfolio, as well as the fund’s overall structure and focus on the long term, are continuously reviewed and adjusted as appropriate to achieve these goals.

This strategy enables us to pay guaranteed benefits to our members and their beneficiaries at the lowest possible cost to participating employers and the taxpayers that fund them.

Learn more about NYSTRS’ investments, finances and member statistics on the NYSTRS by the Numbers and infographics pages and in our annual financial reports.