Table of Contents
Handbook Home
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NYSTRS Home
Welcome Aboard
About NYSTRS
Our Vision
Our Mission
Funding
Board of Trustees/Staff
Membership
Rules of Membership
Tiers of Membership
Reinstatement
Maintaining Membership
Ceasing Membership
Vesting
Understanding Your
Membership
Contributions, Loans & Credit
Member Contributions
Borrowing From Your
Contributions
Service Credit
Member Service
Prior Service
Transferring Credit
Reinstatement Credit
Military Service
Benefit Enhancement
Benefits
Service Retirement
Final Average Salary
Pension Calculations
Tier 1 and 2
Tier 3 and 4 (Article 15)
Tier 3 (Article 14)
Disability Retirement
In-Service Death Benefit
Other Death Benefits
Benefit Payment Choices
The Retirement Process
Review Your Benefit Profile
Attend a Preretirement
Seminar
Request a Benefit Estimate
Apply for Retirement
Transition to Retirement
Your First Payment
Taxes and Your Benefit
Earnings in Retirement
Disability Retirement
Cost-of-Living Adjustment
Social Security and
NYSTRS Benefits
Retiree Publications
General Information
Changing Your Address
Filing Documents
Naming Your Beneficiary
Power of Attorney
IRS Limits
Health Insurance Coverage
Q's & A's